Personal Loan Details

The advantages of a Personal Loan from Kredit Shaloms

Sometimes you just don't have enough cash to finance the project of your dreams. Organizing a wedding, taking a trip, changing your car or doing some renovation work are all costly life projects that sometimes require a Personal loan. An online Personal loan simulation can help you see things more clearly and, above all, choose the right organization.

What is a Personal Loan

A Personal loan is a type of credit known as "unrestricted". In fact, the amount borrowed on a Personal loan does not correspond to the precise purchase of a good (car, motorcycle, property, etc.) or service (work, travel, etc.). As a result, Personal loans are not triggered by the presentation of an invoice, as is the case with "earmarked" loans, but simply meet a household's cash-flow needs.

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In the end, the borrower is free to use the credit amount as he or she sees fit, whether to finance a consumer good (car, refrigerator, food...) or any other service. This type of consumer credit can be issued both by a bank and by a financing organization specializing in loans.

Repayment of a personal loan is usually made monthly. Its duration, stipulated in the contract, varies according to the amount of the loan and the borrower's financial capabilities. The monthly repayments take into account the total amount of the loan and its duration, the APR (annual percentage rate of charge) and optional insurance, if the borrower has taken it out.

Fast, convenient and secure loan offers.

Our success is attributed to our loyal customers and the talent and dedication of our professional and knowledgeable employees. We are always ready to collaborate with you by providing comprehensive financial support to our customers around the world. Kredit Shaloms ® provides loan offers that meet your expectations. We enable you to make your dreams come true wherever you are. Whether you are a business owner, professional or independent, Kredit Shaloms ® offers you numerous online financing solutions, in complete security and at low cost.